Here’s WHY it is imperative that Canadian Seniors take note of the following essential Six Steps they should be taking in order to protect and improve their futures.:
- With the onset of age, we lose energy and physical abilities: we become more vulnerable.
- As our country continues to be flooded with refugees, new immigrants, and illegal immigrants, government health providers are struggling to keep up and wait times at hospitals and doctors will continue to increase. Already, there are more Seniors in Canada than children.
- The resources and pensions available to us from the government will continue to lag further and further behind the cost of living and our increasing medical needs.
- State nursing home facilities will be more congested and it will be harder to get in, and those who can’t afford expensive private nursing homes will need more help remaining in their homes.
- For many of us, our financial resources will be stretched to breaking point as we age.
In light of the above, we should prepare as well as possible. The Chinese have a saying, “Dig the well before you thirst.” So here are five things we can do to cope with the future we face:
- Create a strong support group: friends, church, clubs, other Seniors. Make sure there are younger people in your group as well. If you’re all in the same boat, it’s harder to gain support.
- Do what you can to increase your financial stability and cut costs. Do you really need that boat/cottage/RV? How many times do you actually use it? Are you paying for your adult children instead of conserving your savings? Along with cutting costs, seek safe, legitimate ways to make more money. I suggest you avoid Network Marketing /Multilevel Marketing/MLM schemes and “Get-Rich-Quick” schemes. Never invest more than you can afford to lose.
- Get fit. Lose weight. Strengthen your body. Obesity adds to the potential of falling and all sorts of other physical problems, like diabetes, knee and hip problems, and much more. Walk for at least 40 minutes a day if you can. Watch your diet.
- Make sure your home is “Senior Friendly” – no stairs, nothing to trip over, including animals and small children, and secure from burglars.
- Do some serious planning – physical as well as financial – for your future. Take the time. Beware of “Financial Consultants” and have your lawyer check things out before you sign anything or commit to anything. Be especially aware of financial scams.
- Make use of technology. It is amazing how much safer and easier life can be when you look at some of the products available to us and our adult children and spouses. Falls, elder abuse, wandering due to dementia or Alzheimer’s – these are things Seniors have to cope with. Here is what our company provides (much more to come).